Mr S had 3 small defaults between £60 - 80 registered last month due to a dispute with his providers. He also had a £1000 CCJ registered 10 months ago. This occurred due to Mr S falling ill and being unable work for a period of time and unable to meet all his credit payments. He returned to work once he'd recovered and has made all payments without any issues.
We could see Mr S had maintained his payments since returning to work so we were happy to support him. We ignore CCJ's/Defaults under £300 regardless of how recent they are and we don't credit score.
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