helping with Credit problems

Case study

Mr S had 3 small defaults between £60 - 80 registered last month due to a dispute with his providers. He also had a £1000 CCJ registered 10 months ago. This occurred due to Mr S falling ill and being unable work for a period of time and unable to meet all his credit payments. He returned to work once he'd recovered and has made all payments without any issues.

We could see Mr S had maintained his payments since returning to work so we were happy to support him. We ignore CCJ's/Defaults under £300 regardless of how recent they are and we don't credit score.

If you have a case you would like to discuss, please get in touch.

 
  • Debt Management Plans accepted and can remain
  • CCJ's/Defaults under £300 or over 3 years ignored, even if registered within the last 3 months
  • IVA/DRO/Bankruptcy allowed
  • Up to 4 Defaults and 3 CCJ's within the last 3 years, none in the last 6 months
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.